Free Resources
Free Resources
Below are some useful resource links, but for things like current loan rates, austin market trends, and other general advice about buying and selling, please check out my blog for the most current information.
LOAN CALCULATOR - http://www.texasally.com/mortgage-calculator/
Lending Resources
Lending Resources
The first thing that lenders take very seriously is your overall debt. Most lenders would like to see it not exceed 40% of your income, and your housing debt not exceed more than 32%. What 32% of your income will purchase depends upon where you want to live. In rural or less developed areas for example, it can buy a very comfortable residence and a lot of acreage. In urban areas in high demand, however, it may not even buy a 500 square foot studio apartment.
No need to reinvent the wheel here. There's a great loan calculator at http://www.jbgoodwin.com/mortgage-calculator.php
-Two years residence history
-Two years of employment
-Social security number
-Bank accounts: three most recent months' statements
-Monthly debt information
-Last year's W2 forms
-Credit card numbers
-Lease agreement/rent
-Mortgage & account numbers
-Current pay stubs
-Driver's license
-Social security card
-Application deposit
-If self employed, two years tax returns and current P&L
-VA Certificate of Eligibility (if applying for veteran financing)
-Child support/child care
-Divorce decree
Inspectors & Service Providers
Inspectors & Service Providers
PROPERTY INSPECTORS
Licensed by The Texas Real Estate Commission -- Commercial & Residential
Some companies will provide or schedule termite certificate
Matt ShapiroTREC #8683(512) 751-2824
Accurate Inspections
Sam CunninghamTREC #1144 (512)258-9083
www.austintxhomeinspections.com
Glenn AbelTREC #9089(512)970-2482
www.ablepropertyinspections.com
PROPERTY INSPECTORS
Licensed by The Texas Real Estate Commission - Commercial & Residential
Some companies will provide or schedule termite certificate
Matt Shapiro TREC #8683 (512) 751-2824
Accurate Inspections
Sam Cunningham TREC #1144 (512) 258-9083
www.austintxhomeinspections.com
Glenn Abel TREC #9089 (512) 970-2482
www.ablepropertyinspections.com
Brent Hay TREC #4486 (512) 914-1907
All Points Home Inspections
Frank Anderson TREC #9992 (512) 799-6098
AmeriSpec Home Inspection Services
Brent Chappell & Matt Gessner (512) 804-2637
Nev Nicholson TREC #272(512) 328-0995
Justin Murcia TREC #10592 (512) 663-3171
www.austinprpertyinspections.com
Ken Larson TREC #5702 (512) 751-5199
Ben Wright TREC #271 (512) 312-0601
Randy Barfield (512) 789-2710 www.abhomeinspect.com
Anthony Barfield TREC #7512 (512) 350-0123
Jerry Chandler TREC #4825 (512) 627-0300
Crawlspace Home Inspections
Tony Defoyd TREC #20456 (512)576-1973
Critical Eye Home Inspections
Jan Ode TREC #3770 (512) 705-0599
Rick Runnels TREC #873 (512) 262-1100
Jim Miller TREC #5361 (512) 825-8123
Longhorn Inspectors Lockhart
Danny Pitts TREC #4717 (512) 422-5553
Richard Bailey TREC #439 TPCL #7745 (512) 444-0308
Roy Marroquin (512) 431-8066
Terry Howe (512) 653-9900
Urban & Rural Home Inspections
Larry Urban (512) 659-0449 URinspector@aol.com
Texas Professional Home Inspector
Danny L. Churchill (512) 906-9872
Quality Home Inspections Dripping Springs
Joey Biddle TREC #4337 (512) 894-0404
www.qualityhomeinspections.info
________________________
arcabatement.com
(512) 280-1350 - 3311 Galesburg Dr, Austin, TX
aegaustin.com
(512) 913-0077 - 6802 Manzanita St, Austin, TX
hazardassessment.net
(512) 496-9091 - 1806 Cresthaven Dr, Austin, TX
texasdryout.com
(512) 634-8578 - 8519 Parkfield Dr, Austin, TX
texasmoldconsultants.com
(512) 282-8682 - 10018 Wild Dunes Dr, Austin, TX
_________________________
AC/Heat & Repair
Affordable A/C (512) 436-0744
AM/PM Christianson Heat & AC Wendy Aiken (512) 246-5226 1950 or Pat Kelly (512) 246-5465 pat.kelly@christiansonco.com
Country Air Sean Robinson (512)786-7381
Kosel A/C (512) 258-3146
Legend AirJohn Legend (512) 698-6298
Petrocelli Services (512) 836-1414 petrocelliservices@austin.rr.com ; http://www.petrocelliservicesinc.com/
Carpet Cleaning
Blackmon Mooring Steam Clean Carpet (512) 730-1948
High-Tech Flooring & Design Michael Patino (512)834-0110
Serv Pro Rose Brookling (512)579-0189 servpro9818@gmail.com
Joe Grady (512) 318-2200 JGrady@ServproHydePark.com
The Steam Team - Shawn (512) 451-8326
Will’s Carpet Care (512) 491-8066 or (512) 517-6934
Carpet & Flooring
Carpet Supply Co. (512) 797-4981
Castle Flooring(512) 326-8820
Chase Carpets - Steve Helm (512) 836-7600 or (512) 836-1002
Floor King (Carpet One) 10961 Research Blvd AUS 78759 (512) 346-7034
Lakeway Floors - David Williamson (512) 266-6080
Landers Flooring(512)873-9470
Lone Star Carpet(512) 836-9311
Tile & Stone - Steven Robinson (206) 214-7099
Tile Installer: Nick Marafioti (512) 663-1088
Tileworks (512) 835-8453
Electricians
Archer Electric Jimmy Pittman – (512) 280-9196 or (512) 239-9848 cell
Ariel Correa (512)429-0484 arielharleyglide@yahoo.com
Fox Service Company(512) 442-6782
Sonrise Electric - Art Miller (512) 940-1022
Glass
Glass Doctor (512) 258-7272
Glass Guru (512) 828-6770
Russell Glass (512) 930-4295
Lawn Irrigation/Landscaping
Aqua Systems (512) 441-1727 http://sprinklersystemaustintx.com
Green Land Management (512) 243-8157 https://www.grenlm.com
Ground Exchange (512) 785-7850 groundexchange@yahoo.com
Mesa Landscaping Jerry Krabe (512) 638-1878 JerryK@mesa-landscaping.com
Perfect Lawns (512) 263-5638 http://www.perfectlawnsandlandworks.com/
Texas Irrigation & Tree Service(512) 712-6029
Tropical Irrigation (512) 280-3812
Make Ready Companies
Huntington Property Services Laura Barber (512) 626-6510 hps-austex@att.net ; http://www.wix.com/hpsaustex/hgtnpropsvsweb
Merry Maids (512) 251-5522 custsrv4028@merrymaids.net
MRP Services Mike Perkins (512) 419-1215 service@mrpservices.com
Watson Commercial Services, Robert Watson (512) 553-5974 www.ilikeitclean.com
You’ve Got It Made Kacey: (512) 937-9604
Maintenance/Handy Man/Contractors
John West - Maintenance/Handy Man (956) 534-7211
Ernie Hughes - HPI Design & Build (512) 250-8150; Mobile: (512) 845-6180
David L. Meyer - Texas Home Crafters Construction (512) 551-2066; Mobile (512) 771-5668 David7931@att.net
Sal Sanchez (512) 565-7890 (Mobile)
Painters
Austin Painting Contractors (512) 630-5330
Drywall and Paint: David Hickey (512) 587-4154
Drywall and Paint: Robert Howard (512) 906-9287
Eloy Sanchez (512) 450-3356
James Stone Painting (512) 517-6091 james@jstonepainting.com
John Drye Painting (512) 673-3966
Juan Morales (512) 748-6791
Michele Stogner & Co. (512) 784-4564 sales@michelestogner.com
Noxon Painting (512)461-2687 rnoxon@austin.rr.com
Pete Carabine (512) 785-1147 PeterCarabine@gmail.com [also Drywall & Handyman]
Rojas Painting(512) 496-3602
Steven Newhouse (512) 565-0528
You’ve got it Made - Betty Silvey ygim@sbcglobal.net (512) 444-7987
Pest Control
ABC Pest and Lawn (512) 837-9500
Barfield Termite Control - Randy Barfield (512) 350-0123 ABarfield@austin.rr.com
Bug Master (512) 250-1500
Critter Ridder Michael Dillon (512) 354-5453 or Brad Schumann (512) 574-2386
Research Pest Control (512) 258-5228
Plumbers
Affordable Plumbing(512) 436-0744
Blue Dragon Plumbing (512) 947-2491
Econo Rooter Mike Anderson(512) 452-0580
Head Plumber Bobby Ruiz(512) 836-5077
Henderson Plumbing (512) 452-5963
Nisi Plumbing Fabian (512) 965-2572
Tommy Leonard Plumbing (512) 844-5360
Pool Services
Agazzi Services (512) 244-4350
Patriot Pool & Spa (512)636-8122) hal@patriotpoolandspa.com
Pool Doc of Austin (512) 748-4065
Sure Pool (512) 364-0031
Remodeling
Avenue B Development Jeff Bullard (512)638-1514 http://www.avenuebdev.com
Build.com http://www.build.com
D&R Remodeling Rolando Valdez (512)350-8361
Ground Exchange (512) 785-7850 groundexchange@yahoo.com
MK Construction Michael Kalish (512)635-4316 mkconstructionspecialist@gmail.com
Roofers
Austin Roofing (512) 372-8110
Best Choice Roofing Kress Childs (512) 699-8798
Kevin’s Roofing & Glass Kevin Reeves (512) 671-8740; Mobile: (512) 517-7370
Malachi Consulting (512) 996-0255
Peterson - Dean Roofing (800) 564-0362
Wilson Roofing (512) 263-3157 jkaiser@wilsonroofing.com
Septic Inspectors
Blue Dragon Plumbing (512) 947-2491
Rainbow Septic Jan Witt (512) 380-9024 http://www.rainbowseptic.com/home
Snowden Onsite Services (512) 338-1804 http://www.snowdenonsite.com/index.php
Sheet Rock
Duane (512) 587-7076
Guy Nicolas (512) 970-9933
Manuel (512) 791-3233
Mark Pitz (231) 394-1877
Tree Care
Adams Apple Tree Service(512) 912-8733
Arbor Vitae Tree Care(512) 301-8700
Aspen Tree Service (512) 552-5966 aspentreeservice@gmail.com
Joes Tree Care (512) 215-1551
Texas Irrigation & Tree Service(512) 712-6029
You’ve Got It Made Kacey: (512) 937-9604 ygim012@gmail.com
Window Washers
Gwyndows Window Cleaning(512) 444-1954
Sunn Windows Don Wickham (512) 444-5505 DWick1413@aol.com
Window Gang Greg James(512) 259-7979
Home Warranty
AHS Warranty Mary Ellen Schmidt512) 784-8919 or(512) 918-9819
Affordable Home Protection (512) 263-3764 http://www.ahpshomewarranty.com
Old Republic Dennis Polyniak (800) 445-6999
Electric Companies
City of Austin (512) 494-9400
City of Round Rock (512) 255-4980
City of Georgetown (512) 930-3640
Perdernales Electric (512) 219-2602
Reynolds Electric (512) 326-1616
TXU Energy (800) 700-2443
Gas Companies
Atomos Energy(800) 460-3030
Lone Star Gas(512) 244-3652
Texas Gas Service(800)-700-2443
Phone Companies
AT&T (800) 503-6962 ext. 91833
Southwestern Bell (888) 544-8847
Time Warner Digital Phone (512) 485-5555
Disclaimer
Not an endorsement of price or quality. This is solely a source of information. Be smart and use common sense when dealing with service providers. Ask questions about their service, rates and references. We recommend you be present when contractors come to your home. We have provided this list of contractors and service providers solely as a way for you the customer to speed your selection process. We are not liable for the results and have no responsibility for the performance of any firms listed.
All Points Home Inspections
Frank AndersonTREC #9992 (512) 799-6098
AmeriSpec Home Inspection Services
Brent ChappellMatt Gessner(512) 804-2637
Nev NicholsonTREC #272(512) 328-0995
Justin MurciaTREC #10592 (512) 663-3171
www.austinprpertyinspections.com
Ken LarsonTREC #5702(512) 751-5199
Ben WrightTREC #271(512) 312-0601
Randy Barfield (512)789-2710 www.abhomeinspect.com
Anthony BarfieldTREC #7512(512) 350-0123
Jerry Chandler TREC #4825(512) 627-0300
Crawlspace Home Inspections
Tony DefoydTREC #20456 (512)576-1973
Critical Eye Home Inspections
Jan OdeTREC #3770(512) 705-0599
Rick RunnelsTREC #873(512) 262-1100
Jim MillerTREC #5361 (512) 825-8123
Longhorn Inspectors Lockhart
Danny Pitts TREC #4717(512) 422-5553
Richard BaileyTREC #439 TPCL #7745(512) 444-0308
Roy Marroquin(512)431-8066
Terry Howe(512)653-9900
Urban & Rural Home Inspections
Larry Urban (512) 659-0449URinspector@aol.com
Texas Professional Home Inspector
Danny L. Churchill(512) 906-9872
Quality Home InspectionsDripping Springs
Joey BiddleTREC #4337(512) 894-0404
www.qualityhomeinspections.info
________________________
ARC Abatement Incorporated
arcabatement.com
(512) 280-1350 - 3311 Galesburg Dr, Austin, TX
Austin Enviro Group
aegaustin.com
(512) 913-0077 - 6802 Manzanita St, Austin, TX
Hazard Assessment & Safety
hazardassessment.net
(512) 496-9091 - 1806 Cresthaven Dr, Austin, TX
Texas Dry Out & Restoration
texasdryout.com
(512) 634-8578 - 8519 Parkfield Dr, Austin, TX
Texas Mold Consultants, Danny Yates
texasmoldconsultants.com
(512) 282-8682 - 10018 Wild Dunes Dr, Austin, TX
_________________________
AC/Heat & Repair
· Affordable A/C (512) 436-0744
· AM/PM Christianson Heat & AC Wendy Aiken (512) 246-5226 1950 or Pat Kelly (512) 246-5465 pat.kelly@christiansonco.com
· Country Air Sean Robinson (512)786-7381
· Kosel A/C (512) 258-3146
· Legend AirJohn Legend (512) 698-6298
· Petrocelli Services (512) 836-1414 petrocelliservices@austin.rr.com ; http://www.petrocelliservicesinc.com/
Carpet Cleaning
Blackmon Mooring Steam Clean Carpet (512) 730-1948
High-Tech Flooring & Design Michael Patino (512)834-0110
Serv Pro Rose Brookling (512)579-0189 servpro9818@gmail.com
Joe Grady (512) 318-2200 JGrady@ServproHydePark.com
The Steam TeamShawn (512) 451-8326
Will’s Carpet Care (512) 491-8066 or (512) 517-6934
Carpet & Flooring
Carpet Supply Co. (512) 797-4981
Castle Flooring(512) 326-8820
Chase CarpetsSteve Helm (512) 836-7600 or (512) 836-1002
Floor King (Carpet One) 10961 Research Blvd AUS 78759 (512) 346-7034
Lakeway FloorsDavid Williamson (512) 266-6080
Landers Flooring(512)873-9470
Lone Star Carpet(512) 836-9311
Tile & StoneSteven Robinson (206) 214-7099
Tile Installer: Nick Marafioti(512) 663-1088
Tileworks(512) 835-8453
Electricians
· Archer Electric Jimmy Pittman – (512) 280-9196 or (512) 239-9848 cell
· Ariel Correa (512)429-0484 arielharleyglide@yahoo.com
· Fox Service Company(512) 442-6782
· Sonrise ElectricArt Miller (512) 940-1022
Glass
· Glass Doctor(512) 258-7272
· Glass Guru(512) 828-6770
· Russell Glass(512) 930-4295
Lawn Irrigation/Landscaping
Aqua Systems (512) 441-1727 http://sprinklersystemaustintx.com
Green Land Mgmt (512) 243-8157 https://www.grenlm.com
Ground Exchange (512) 785-7850 groundexchange@yahoo.com
Mesa Landscaping Jerry Krabe (512) 638-1878 JerryK@mesa-landscaping.com
Perfect Lawns (512) 263-5638 http://www.perfectlawnsandlandworks.com/
Texas Irrigation & Tree Service(512) 712-6029
Tropical Irrigation (512)280-3812
Make Ready Companies
Eco-Friendly Green Cleaning Jessica Ozmun (512)971-2694 http://www.nuleafessentials.com/
Huntington Property Services Laura Barber (512)626-6510 hps-austex@att.net ; http://www.wix.com/hpsaustex/hgtnpropsvsweb
Merry Maids (512) 251-5522 custsrv4028@merrymaids.net
MRP Services Mike Perkins(512) 419-1215 service@mrpservices.com
Watson Commercial ServicesRobert Watson (512) 553-5974 www.ilikeitclean.com
You’ve Got It Made Kacey: (512) 937-9604 ygim012@gmail.com
Maintenance/Handy Man/Contractors
John West - Maintenance/Handy Man 956-534-7211
Ernie Hughes- HPI Design & Build 512-250-8150 -Business 512-845-6180 -Mobile
David L. Meyer- Texas Home Crafters Construction 512-551-2066 Business 512-771-5668 Cell David7931@att.net
Sal Sanchez - 512-565-7890 -Mobile
Painters
Austin Painting Contractors(512) 630-5330· Drywall and Paint: David Hickey(512)587-4154
Drywall and Paint: Robert Howard(512) 906-9287
Eloy Sanchez(512) 450-3356
James Stone Painting (512) 517-6091 james@jstonepainting.com
John Drye Painting(512) 673-3966
Juan Morales(512) 748-6791
Michele Stogner & Co. (512) 784-4564 sales@michelestogner.com
Noxon Painting (512)461-2687 rnoxon@austin.rr.com
Pete Carabine (512)785-1147 PeterCarabine@gmail.com [also Drywall & Handyman]
Rojas Painting(512) 496-3602
Steven Newhouse(512) 565-0528
You’ve got it MadeBetty Silvey ygim@sbcglobal.net (512) 444-7987
Pest Control
ABC Pest and Lawn (512) 837-9500
Barfield Termite ControlRandy Barfield (512) 350-0123 ABarfield@austin.rr.com
Bug Master (512)250-1500
Critter Ridder Michael Dillon (512)354-5453 or Brad Schumann (512) 574-2386
Research Pest Control(512) 258-5228
Plumbers
Affordable Plumbing(512) 436-0744
Blue Dragon Plumbing (512) 947-2491
EconoRooterMike Anderson(512) 452-0580
HeadPlumberBobby Ruiz(512) 836-5077
Henderson Plumbing (512) 452-5963
Nisi PlumbingFabian (512) 965-2572
Tommy Leonard Plumbing (512) 844-5360
Pool Services
· Agazzi Services (512) 244-4350
· Patriot Pool & Spa (512)636-8122) hal@patriotpoolandspa.com
· Pool Doc of Austin (512) 748-4065
· Sure Pool (512) 364-0031
Remodeling
· Avenue B DevelopmentJeff Bullard (512)638-1514 http://www.avenuebdev.com
· Build.com http://www.build.com
· D&R RemodelingRolando Valdez (512)350-8361
· Ground Exchange (512) 785-7850 groundexchange@yahoo.com
· MK ConstructionMichael Kalish (512)635-4316 mkconstructionspecialist@gmail.com
Roofers
Austin Roofing(512) 372-8110
Best Choice RoofingKress Childs (512) 699-8798
Kevin’s Roofing & Glass Kevin Reeves (512) 671-8740C: (512) 517-7370
Malachi Consulting(512) 996-0255
Peterson-Dean Roofing(800)564-0362
Wilson Roofing (512) 263-3157 jkaiser@wilsonroofing.com
Septic Inspectors
· Blue Dragon Plumbing (512) 947-2491
· Rainbow Septic Jan Witt (512) 380-9024 http://www.rainbowseptic.com/home
· Snowden Onsite Services (512) 338-1804 http://www.snowdenonsite.com/index.php
Sheet Rock
· Duane (512) 587-7076
· Guy Nicolas(512) 970-9933
· Manuel(512) 791-3233
· Mark Pitz(231) 394-1877
Tree Care
Adams Apple Tree Service(512) 912-8733
Arbor Vitae Tree Care(512) 301-8700
Aspen Tree Service (512) 552-5966 aspentreeservice@gmail.com
Joes Tree Care (512) 215-1551
Texas Irrigation & Tree Service(512) 712-6029
You’ve Got It MadeKacey: (512) 937-9604 ygim012@gmail.com
Window Washers
· Gwyndows Window Cleaning(512) 444-1954
· Sunn Windows Don Wickham (512) 444-5505 DWick1413@aol.com
· Window GangGreg James(512) 259-7979
Home Warranty
· AHS WarrantyMary Ellen Schmidt512) 784-8919 or(512) 918-9819
· Affordable Home Protection (512) 263-3764 http://www.ahpshomewarranty.com
· Old RepublicDennis Polyniak(800) 445-6999
Electric Companies
City of Austin(512) 494-9400
City of Round Rock(512) 255-4980
City of Georgetown(512) 930-3640
Perdernales Electric(512) 219-2602
Reynolds Electric (512) 326-1616
TXU Energy(800) 700-2443
Gas Companies
· Atomos Energy(800) 460-3030
· Lone Star Gas(512) 244-3652
· Texas Gas Service(800)-700-2443
Phone Companies
· AT&T(800) 503-6962 ext. 91833· Southwestern Bell(888) 544-8847
· Time Warner Digital Phone(512) 485-5555
Lake Austin Boat Rentals
Wake Riderz
512-809-7742
Disclaimer
Not an endorsement of price or quality. This is solely a source of information. Be smart and use common sense when dealing with service providers. Ask questions about their service, rates and references. We recommend you be present when contractors come to your home. We have provided this list of contractors and service providers solely as a way for you the customer to speed your selection process. We are not liable for the results and have no responsibility for the performance of any firms listed.